Auto Insurance Discuss

Liability
Bodily Injury (BI) portion of commercial auto liability insurance will pay for the related expenses. Bodily Injury (BI) will cover hospital and medical bills, rehabilitation, long-term nursing care, funeral expenses, lost earnings, pain and suffering, and other expenses, up to the limits you select.
Property Damage (PD) portion of commercial auto liability insurance will pay for the related expenses. Property Damage (PD) will cover the expense to repair or replace damaged items, including other vehicles, lamp posts, houses or even a pet, up to the limits you select.
Medical Payments Coverage for injured parties
Personal Injury Protection
Comprehensive
Collision
Emergency Road Service
Car Rental and Travel Expenses
Uninsured Motor Vehicle
Underinsured Motor Vehicle
Death, Dismemberment & Loss of Sight
Loss of Earnings

Pay as You Drive Auto Insurance Explained
Following in California’s regulatory footsteps, New York City is now considering implementing pay-as-you-drive auto insurance in hopes of reducing congestion and pollution in the Big Apple.
The city’s department of transportation has issued a request calling for interested parties to submit information about pay-as-you-drive insurance policy options.
Coverage Details
Pay as you drive insurance policies charge customers for each mile they drive allowing insurers to offer discounts to drivers who opt to purchase a mileage verification policy. Officials in congestion-prone states are increasingly looking at the policies as a means of lessening traffic jams and reducing car emissions.
If a driver elects to purchase a pay-as-you-drive policy, the insurer would verify the driver’s miles through a variety of methods, including odometer readings taken by the insurer or its agents or vendors, auto repair dealers, smog check stations, self-reporting by the policyholder or a technological device placed in the consumer’s vehicle.